Financial reports
Financial reports 2026
Financial reports 2025
Annual report
Annual report 2025 (PDF format)
Annual report 2025 (ESEF format)
9-month report
Presentation of results 1–9 2025
Half-year report
Presentation of results 1–6 2025
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Insurance Group 2025
Financial reports 2024
Annual report
Annual report 2024 (PDF format)
Annual report 2024 (ESEF format)
9-month report
Presentation of results 1–9 2024
Half-year report
Presentation of results 1-6 2024
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Insurance Group 2024
Financial reports 2023
Annual report
Annual report 2023 (pdf format)
Annual report 2023 (ESEF format)
9-month report
Presentation of results 1–9 2023
Half-year report
Presentation of results 1–6 2023
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Insurance Group 2023
Financial reports 2022
Annual report
Annual report 2022 (PDF format)
Annual report 2022 (ESEF format)
Presentation of audited results 2022
9-month report
Presentation of results 1–9 2022
Half-year report
Presentation of results 1–6 2022
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Insurance Group 2022
Financial reports 2021
Annual report
Presentation of audited 2021 results
9-month report
Presentation of results 1–9 2021
Half-year report
Presentation of results 1–6 2021
Activities to meet the strategic goals for 2020-2022
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Re 2021
Solvency and financial condition report of Sava Insurance Group 2021
Financial reports 2020
Annual report
Presentation of audited 2020 results
9-month report
Presentation of results 1–9 2020
Half-year report
Presentation of results 1–6 2020
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Re 2020
Solvency and financial condition report of Sava Insurance Group 2020
Financial reports 2019
Annual report
9-month report
Half-year report
First-quarter report
Solvency and financial condition report (SFCR)
Solvency and financial condition report of Sava Re d.d. 2019 (SFCR)
Solvency and financial condition report of the Sava Insurance Group 2019
Financial reports 2018
Annual report
9-month report
Half-year report
First-quarter report
Solvency and Financial Condition Report (SFCR)
Solvency and financial condition report of Sava Re d.d. 2018 (SFCR)
Sava Insurance Group solvency and financial condition report 2018
Financial reports 2017
Annual report
Quarterly report
Semi annual
Quarterly report
Solvency and Financial Condition Report (SFCR)
Solvency and Financial Condition Report of Sava Re, d.d. 2017 (SFCR)
Sava Re Group Solvency and financial condition report 2017 (Group SFCR)
Financial reports 2016
Annual report
Quarterly report
Semi annual
Quarterly report
Solvency and Financial Condition Report (SFCR)
Solvency and Financial Condition Report of Sava Re, d.d. 2016 (SFCR)
Sava Re Group Solvency and Financial Condition Report 2016 (Group SFCR)
Financial calendar
Date and event*
| 20 February – 5 March 2026 | Quiet period |
| 6 March 2026 | Release of the annual results of the Sava Insurance Group for 2025 |
| 3 April 2026 | Release of the Annual Report of the Sava Insurance Group and Sava Re d.d. for 2025 |
| 3 April 2026 | Release of the Solvency and Financial Condition Report of Sava Re d.d. for 2025 |
| 7 April 2026 | Publication of the notice of the 42nd general meeting of shareholders of Sava Re d.d. |
| 5 May – 19 May 2026 | Quiet period |
| 11 May 2026 | 42nd general meeting of shareholders of Sava Re d.d. and announcement of resolutions |
| 20 May 2026 | Release of the Solvency and Financial Condition Report of the Sava Insurance Group for 2025 |
| 20 May 2026 | Release of the Statement of Results of the Sava Insurance Group for January–March 2026 |
| 6 August – 20 August 2026 | Quiet period |
| 21 August 2026 | Release of the Financial Report of the Sava Insurance Group for January–June 2026 |
| 5 November – 19 November 2026 | Quiet period |
| 20 November 2026 | Release of the Statement of Results of the Sava Insurance Group for January–September 2026 |
| 20 November 2026 | Publication of the financial calendar for 2027 |
* The dates published are subject to change.
Quiet periods are periods prior to the publication of business results when Sava Re does not provide any information on business operations.
Any changesto the planned announcement dates and events will be published in due time via the SEOnet system (http://seonet.ljse.si/) and on the Company’s website (www.sava-re.si).
Credit ratings
The insurer financial strength and issuer credit ratings of Sava Re d.d. are regularly assessed by S&P Global Ratings and AM Best. The ratings for the past two years are presented in the table below.
| Rating agency | Insurer financial strength rating | Issuer credit rating | Junior subordinated debt rating | Evaluation date and report |
|---|---|---|---|---|
| AM Best | A (Stable) | A (Stable) | October 2025 | |
| S&P Global Ratings | A+ (Stable) | A+ (Stable) | A- | PDF June 2025 |
| S&P Global Ratings |
A (Positive) |
A (Positive) | BBB+ | PDF December 2024 |
| AM Best | A (Stable) | A (Stable) | October 2024 | |
| S&P Global Ratings |
A (Stable) |
A (Stable) |
BBB+ | PDF September 2024 |
| S&P Global Ratings |
A (Stable) |
A (Stable) |
BBB+ | PDF June 2024 |
| AM Best | A (Stable) | A (Stable) | September 2023 | |
| S&P Global Ratings | A (Stable) | A (Stable) | BBB+ | PDF September 2023 |
| AM Best | A (Stable) | A (Stable) | September 2022 | |
| S&P Global Ratings | A (Stable) | A (Stable) | BBB+ | PDF September 2022 |
| AM Best | A (Stable) | A (Stable) | October 2021 | |
| S&P Global Ratings | A (Stable) | A (Stable) | BBB+ | PDF October 2021 |
| AM Best | A (Stable) | A (Stable) | October 2020 | |
| S&P Global Ratings | A (Stable) | A (Stable) | BBB+ | PDF August 2020 |
| AM Best | A (Stable) | A (Stable) | October 2019 | |
| S&P Global Ratings | A (Stable) | A (Stable) | PDF July 2019 | |
| AM Best | A (Stable) | A (Stable) | November 2018 | |
| S&P Global Ratings | A (Stable) | A (Stable) | PDF July 2018 | |
| AM Best | A- (Stable) | A- (Stable) | October 2017 | |
| S&P Global Ratings | A- (Positive) | A- (Positive) | July 2017 | |
| AM Best | A- (Stable) | A- (Stable) | November 2016 | |
| S&P Global Ratings | A- (Stable) | A- (Stable) | July 2016 | |
| AM Best | A- (Stable) | A- (Stable) | October 2015 | |
| S&P Global Ratings | A- (Stable) | A- (Stable) | July 2015 | |
| AM Best | A- (Stable) | A- (Stable) | October 2014 | |
| S&P Global Ratings | BBB+ (Stable) | BBB+ (Stable) | July 2014 | |
| AM Best | A- (Stable) | A- (Stable) | February 2014 | |
| AM Best | A- (Stable) | A- (Stable) | October 2013 | |
| S&P Global Ratings | BBB+ (Stable) | BBB+ (Stable) | July 2013 | |
| S&P Global Ratings | BBB+ (Negative) | BBB+ (Negative) | November 2012 | |
| AM Best | A- (Stable) | A- (Stable) | October 2012 | |
| S&P Global Ratings | BBB+ (Negative) | BBB+ (Negative) | August 2012 | |
| S&P Global Ratings | A- (Negative) | A- (Negative) | March 2012 | |
| S&P Global Ratings | A- (Stable) | A- (Stable) | October 2011 | |
| S&P Global Ratings | A- (Stable) | A- (Stable) | November 2010 | |
| S&P Global Ratings | A- (Stable) | A- (Stable) | August 2009 | |
| S&P Global Ratings | A- (Stable) | A- (Stable) | September 2008 | |
| S&P Global Ratings | BBB+ (Stable) | BBB+ (Stable) | August 2008 | |
| S&P Global Ratings | BBB+ (Stable) | BBB+ (Stable) | 2007 | |
| S&P Global Ratings | BBB+ (Stable) | BBB+ (Stable) | 2006 | |
| S&P Global Ratings | BBB+ (Stable) | BBB+ (Stable) | 2005 |