Sava Re
| EUR | 1Q 2009 | 2008 | 2007 |
|---|---|---|---|
| Net earned premiums |
33.578.512 |
109.098.508 |
93.681.613 |
| Net claim incurred |
18.004.800 |
79.061.685 |
63.085.858 |
| Operating expenses (including commission) |
9.997.453 |
36.332.598 | 28.999.627 |
| Profit for the period attributable to equity holders of the company |
232.072 |
-7.991.649 |
18.205.424 |
| Return on equity1 |
0,1% |
-5,3% |
13,8% |
| Combined ratio, net of reinsurance2 |
83,4% |
105,8% |
98,3% |
| Loss ratio, net of reinsurance3 |
53,6% |
72,5% |
67,3% |
| Cost ratio, net of reinsurance4 |
29,8% |
33,3% |
31,0% |
| Return on investments5 |
-7,7% |
-1,0% |
8,7% |
1 Profit for the period / average shareholders' equity over the period
2 Loss ratio, net of reinsurance + cost ratio, net of reinsurance
3 Net claims incurred / net earned premiums
4 Operating expenses (including commission) / net earned premiums
5 Net investment income plus income from investments in associates / average investments (investment property, investments in associates and financial investments) over the period